Privacy Policy

Last Updated: February 2025

At zeltrivonira, we understand that managing your financial data requires trust. This policy explains how we collect, use, and protect your information when you use our financial management communication platform.

We're based in Melbourne, Australia, and operate under Australian privacy laws. This means you have strong protections and clear rights about your personal data.

Information We Collect

When you use zeltrivonira, we collect different types of information to provide our financial management communication services. Here's what we gather and why:

Account Information

This includes your name, email address, phone number, and business details. We need this to create your account and communicate with you about service updates or important security matters.

Financial Data

We collect transaction records, account balances, and payment information that you share through our platform. This data helps you track expenses, manage budgets, and communicate financial details with your team or advisors.

Usage Information

We track how you interact with our platform – which features you use, when you log in, and what devices you're using. This helps us improve the service and catch potential security issues early.

Communications

Messages you send through our platform, support tickets, and feedback you provide are stored to help us assist you better and improve our services.

How We Use Your Information

Your data isn't just sitting in a vault somewhere. We use it to make zeltrivonira work for you:

We process your financial data to generate reports, track spending patterns, and help you communicate with team members about budget matters. If you're collaborating with an accountant or business partner through our platform, we facilitate that secure exchange.

We also use aggregated, anonymized data to understand how people use zeltrivonira. This might tell us that most users check their dashboards on Monday mornings, or that certain features aren't being used much. That kind of insight helps us build a better product.

And yes, we send emails. Service announcements, security alerts, monthly summaries – things that actually matter. You can opt out of marketing messages, but we'll still need to contact you about critical account issues.

Legal Basis for Processing (Australian Context)

Under Australian privacy law, specifically the Privacy Act 1988 and the Australian Privacy Principles (APPs), we process your information based on several legal grounds:

Processing Type Legal Basis
Account management and service delivery Contract performance – necessary to provide the service you signed up for
Security monitoring and fraud prevention Legitimate interest in protecting our users and platform
Compliance with tax and financial regulations Legal obligation under Australian financial reporting laws
Marketing communications Consent – which you can withdraw anytime

The Office of the Australian Information Commissioner (OAIC) oversees privacy compliance in Australia. If you have concerns about how we handle your data, you can contact them directly.

Your Rights Under Australian Law

Access Your Data

You can request a copy of all personal information we hold about you. We'll provide it within 30 days, usually in a downloadable format.

Correct Inaccuracies

Found an error in your account details? You can update most information directly in your settings, or contact us for help with more complex corrections.

Delete Your Account

You can close your account anytime. We'll delete your personal data within 90 days, though we may retain some records for legal or tax compliance purposes.

Object to Processing

You can ask us to stop processing your data for certain purposes, like marketing. We'll honor that request unless we have a compelling legal reason to continue.

Data Portability

Want to move your financial data to another platform? We provide export tools that let you download your information in common formats.

Lodge a Complaint

If you're not satisfied with how we handle your privacy concerns, you can file a complaint with the OAIC at oaic.gov.au.

How We Share Your Information

We're not in the business of selling your data. But we do share information in specific circumstances:

Service Providers

We work with companies that help us run zeltrivonira – cloud hosting providers, email services, payment processors. These partners only access the data they need to do their job, and they're bound by strict confidentiality agreements.

Team Members You Invite

If you add colleagues or advisors to your zeltrivonira workspace, they'll see the financial information you choose to share with them. You control those permissions.

Legal Requirements

Sometimes Australian law requires us to disclose information – to tax authorities, in response to valid court orders, or to prevent serious fraud or security threats. We'll always verify the legitimacy of such requests.

Business Transfers

If zeltrivonira is acquired or merged with another company, your data would transfer to the new owner. We'd notify you beforehand and ensure the new owner respects this privacy policy.

We never share your financial data with advertisers or marketing companies. Your transaction history, account balances, and business details stay within the zeltrivonira ecosystem.

Data Security Measures

Financial data security isn't something we take lightly. Here's how we protect your information:

All data transmitted to and from zeltrivonira is encrypted using TLS 1.3 protocols. Your data at rest is encrypted using AES-256 encryption. We maintain regular security audits and penetration testing to identify vulnerabilities before they become problems.

Our servers are located in Australian data centers that comply with ISO 27001 standards. Access to your data is restricted to authorized personnel who need it to do their jobs, and all access is logged and monitored.

We use multi-factor authentication for our internal systems and encourage you to enable it on your account too. Our team receives regular security training, and we maintain an incident response plan in case something goes wrong.

That said, no system is completely bulletproof. If we experience a data breach that affects your information, we'll notify you within 72 hours and report it to the OAIC as required by Australian law.

Data Retention

We don't keep your data forever. Here's our retention schedule:

Active Accounts

While your account is active, we retain all your data to provide continuous service. You can delete specific records anytime through your dashboard.

Closed Accounts

After you close your account, we delete most personal data within 90 days. Some information may be retained longer if required by Australian tax law – typically up to seven years for financial records.

Marketing Data

If you've opted into marketing communications but never created an account, we keep your contact information until you unsubscribe or after 24 months of inactivity.

Legal Holds

In rare cases, we may need to preserve data longer due to ongoing legal matters or regulatory investigations. We'll only do this when legally required.

International Data Transfers

zeltrivonira primarily operates in Australia, and your data is stored on Australian servers. However, some of our service providers operate globally, which means your data might be processed in other countries.

When we transfer data internationally, we ensure those transfers comply with Australian privacy law. This typically involves using providers who participate in recognized privacy frameworks or who have committed to equivalent data protection standards.

For users in the European Economic Area, we maintain GDPR-compliant data transfer mechanisms when necessary. For Australian users, we follow APP 8 requirements for cross-border data disclosure.

Children's Privacy

zeltrivonira is designed for business and professional use. We don't knowingly collect information from anyone under 18 years old.

If you're a parent or guardian and believe your child has provided us with personal information, contact us immediately. We'll delete that information from our systems.

Cookies and Tracking Technologies

Like most web services, we use cookies and similar technologies. Here's what you should know:

Essential Cookies

These keep you logged in and remember your preferences. Without them, zeltrivonira wouldn't work properly. These cookies don't track you across other websites.

Analytics Cookies

We use these to understand how people use zeltrivonira – which features are popular, where users get stuck, how long sessions typically last. This data is aggregated and anonymized.

Security Cookies

These help us detect suspicious activity, like multiple failed login attempts or unusual access patterns from new locations.

You can control cookies through your browser settings, though disabling essential cookies will limit functionality. We don't use advertising cookies or share cookie data with third-party advertisers.

Changes to This Policy

Privacy regulations evolve, and our services change too. When we update this policy, we'll post the new version here and update the date at the top.

For minor changes – like clarifying existing practices or fixing typos – we'll just post the update. For significant changes that affect how we use your data, we'll email you at least 30 days before the changes take effect.

If you don't agree with updated terms, you can close your account before they take effect. Continuing to use zeltrivonira after changes go live means you accept the new policy.

Third-Party Links

zeltrivonira might include links to external websites or integrate with third-party financial tools. Once you leave our platform, this privacy policy no longer applies.

We're not responsible for the privacy practices of other websites, even if we link to them or integrate with them. Always review the privacy policies of any external services you use.

Contact Us About Privacy

Questions about how we handle your data? Want to exercise your privacy rights? We're here to help.

Email: help@zeltrivonira.com

Phone: +61 420 640 440

Mail: zeltrivonira Privacy Team
570 Bourke Street
Melbourne VIC, Australia

We aim to respond to privacy inquiries within five business days. For complex requests, we'll let you know if we need more time.